Let our loan department lead you home!

You will find the loan staff at Mt. Victory State Bank to be friendly, courteous and knowledgeable professionals offering the following lending products:


There is no place like home! Owning a home has always been the American dream.

When your parents bought their first home, they turned to their trusted hometown community bank for a mortgage. At Mt Victory State Bank, you can do the same with people you know and trust.


  • Low initial payment
  • Monthly, bi-monthly or bi-weekly payments are made locally
  • Automatic payments from an FNB account simplifies the payment process

Home Equity Loan


  • Interest is only paid on the actual balance outstanding
  • Provides peace of mind to access funds if they are needed
  • Automatic payments from an FNB account simplifies the payment proces

Car Loans

When you purchase a car locally you are contributing to the local economy. We think that's a good thing. Mt Victory State Bank offers car loans for new and used vehicles. We are committed to processing your loan as quick as possible and to offer you some of the best rates around, with terms from six to seventy two months. The rate and term of your loan may vary depending on the age of the vehicle and your credit history.


  • Competitive interest rates
  • Six month to seventy two month terms
  • Fast loan decisions
  • Rate discount with automatic loan payments from a FNB deposit account
  • Fixed interest rate means your payment will not increase
  • Will lend up to 100% of the NADA value

Stop in and get qualified for your new car loan. Then see your local dealer to get the car of your dreams.

Consumer Loans

Mt Victory State Bank offers loans for new and used vehicles, boats, recreational vehicles and motor cycles. These loan terms can vary from 6 months to 72 months. The rate and length of the loan will depend on item financed and its value.


  • Fast loan decisions with minimal information
  • Discounts for automatic payments from an FNB account
  • Lend up to 100% of NADA value

Call to schedule an appointment.

Personal Loans

We would love to make a real difference in your life. Our personal loans could help you pay off your credit cards, take care of unexpected expenses, pay tuition, buy furniture, or take a well-deserved vacation. How great is that?

Stop in and get qualified for your new loan. 

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